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Maturity is, quite simply, the date when a debt becomes due. As for our maturity, well... we're still giggling about the word "due."

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Finance: What are the Differences in S&P's and Moody's Ratings? 27 Views


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Description:

What are the differences in S&P’s and Moody’s ratings? Both S&P and Moody’s give ratings that help investors determine if they are making smart investments, but they do look at the investments a bit differently to determine ratings. S&P considers how likely the debt issuer is to default on payments to investors, while Moody’s looks at how much will be lost upon a default. They also look a little different; Moody’s uses a combination of letters and numbers, while S&P uses letters and symbols (report card style); in both cases, A is good, D is bad.

Language:
English Language

Transcript

00:00

finance a la shmoop what are the differences in S&P's, and Moody's

00:07

ratings? capital letters. really that's about it the assessment of the rating

00:12

itself is about the same. the people work at both companies all came from about [grinning men walk in front of a school]

00:16

the same schools the same semi diversified backgrounds and well they

00:20

all eat the same white bread. note the nomenclature differences here though.

00:24

Moody's does in fact look kind of moody with a big fat capital letter in the

00:29

beginning followed by small letters and slightly different notations. the S&P is

00:33

all in caps all shouting all the time. the metrics behind say a quote highly [chart shown]

00:38

speculative bond unquote down here are about the same for both companies but

00:44

the slight differences are worth noting so that when you see a rating well you

00:48

know just by the way in which it's written who wrote it.

00:51

now as for actually understanding bond ratings well that's a different story. to [document shown]

00:55

most people they might as well be hieroglyphics. [confused woman reads paper]

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